You have Current Coverage with me

Thank you so much for your continued business! I truly appreciate it, and look forward to hearing from you soon. 

You remain my top priority! In an effort to best serve you in these challenging times, I will need to do some things differently this Open Enrollment than in the past. I appreciate your patience and understanding.  

"It is not the strongest or the most intelligent who will survive, but the one most adaptive to change." ~ Charles Darwin

Current Medicare

Unfortunately there are sweeping new call recording rules, clunky new computer systems and additional new steps required to comply with these new rules and regulations. 

 

As a result, I will be unable to discuss any new 2023 Part D Prescription, and will be limited in discussing

new Medicare Advantage Plans this Medicare Open Enrollment season. The Silver Lining is that for many current policy holders, their current Part D as well as Medicare Advantage plans have gotten even better in my opinion! 

I will explain more when we speak. But please know that I will do everything I can to assist you the best I can until things improve. Tip - Email will be the easiest way to communicate until things improve. 

 

Medicare Disclaimer: “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”

 

Current Individual & Family

ACA/Obamacare - There is likely much we will need to to discuss for next year. I have never seen more sick people, nor people in big periods of transition or instability as I have this year. And it appears there will be a fair amount of changes for the new 2023 ACA/Obamacare health plans. Please help me by doing the below:

Important! - Before we speak, have your Predicted/Estimated income for 2023 ready. Here is how to do it.

 

Short Term Medical - Fortunately we can still lock in up to 3 years of Short Term Medical PPO coverage. 

National General is now Allstate Health Solutions and appears to be getting even better! (New lower rates by up to 20%) To get these new lower rates we need to re apply for a new policy. There are pros and cons to doing this. So please call me to discuss. 

If you currently have Short Term Coverage but now want more comprehensive coverage to cover a new expensive drug, or other reasons: Call me to discuss ACA/Obamacare plans during Open Enrollment.

Important! - Since these policies renew or expire based on their start dates, it is important to know when you current coverage expires! If you do NOT know when yours expires, please call or email me. If it ends outside of Obamacare Open Enrollment, and you cannot re qualify for a new policy due to new health conditions, you may need to wait for the next years Obamacare Open Enrollment to start new coverage. 

Right now these can make a lot of sense for a lot of people. I brought them back for a reason...